1. Acceptance of Terms
Please read these Terms of Service ("Terms") carefully before using the website located at www.credimax.co (the "Site"), operated by Credimax LLC ("Credimax," "we," "us," or "our"), a limited liability company incorporated under the laws of the State of Florida, United States of America.
By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms, please do not use the Site.
2. About This Website
The Site is an informational website for Credimax LLC, a private investment company focused on high-growth fintech ventures serving underbanked populations in Latin America and Europe. The Site is intended to:
- Provide general information about Credimax's investment strategy and portfolio companies.
- Allow prospective partners, founders, and investors to contact us.
- Share updates about our mission and impact.
The Site is not a securities offering, solicitation to invest, or financial product of any kind.
3. No Investment Advice
Credimax is a private investment firm and is not registered as an investment adviser with the U.S. Securities and Exchange Commission (SEC) or any state securities regulator. References to past portfolio performance, investment outcomes, or market data on this Site are not indicative of future results.
Before making any investment decision, you should consult a qualified financial advisor, attorney, or other professional who can advise you based on your individual circumstances.
4. Intellectual Property
All content on the Site — including but not limited to text, graphics, logos, icons, images, audio clips, data compilations, and software — is the property of Credimax LLC or its content suppliers and is protected by applicable intellectual property laws, including United States copyright law and international treaties.
The Credimax name, logo, and all related marks are trademarks of Credimax LLC. Other product or company names mentioned on the Site may be the trademarks of their respective owners.
You may not reproduce, distribute, modify, create derivative works from, publicly display, or exploit any content from this Site for commercial purposes without our prior written consent.
5. Permitted Use
You may access and use the Site for lawful, personal, and non-commercial purposes only. You agree not to:
- Use the Site in any way that violates applicable federal, state, local, or international laws or regulations.
- Engage in unauthorized scraping, crawling, or data mining of the Site's content.
- Transmit unsolicited commercial communications ("spam") through our contact form or email.
- Attempt to gain unauthorized access to any part of the Site, its servers, or networks connected to the Site.
- Introduce viruses, trojans, worms, or other malicious or technologically harmful material.
- Impersonate Credimax, its employees, or any other person or entity.
Credimax reserves the right to terminate or restrict access to the Site for any user who violates these Terms.
6. User-Submitted Content
When you submit information through our contact form (name, email, and message), you represent that: (i) the information is accurate; (ii) you have the right to submit it; and (iii) your submission does not violate the rights of any third party.
We will handle any personal information you submit in accordance with our Privacy Policy. By submitting content, you grant Credimax a non-exclusive, royalty-free license to use your submission solely for the purpose of responding to your inquiry and improving our services.
Do not submit confidential business information, trade secrets, or proprietary data through our public contact form. Credimax does not accept unsolicited ideas or proposals through this channel, and submitting them creates no confidentiality obligation on our part.
7. Third-Party Links
The Site may contain links to third-party websites or resources, including links to our portfolio companies (RapiCredit, Valorix, and others). These links are provided for convenience only. Credimax does not control and is not responsible for the content, privacy practices, or terms of any third-party sites.
The inclusion of a link to a third-party site does not imply our endorsement or any affiliation beyond what is explicitly stated. We encourage you to review the terms and privacy policies of any third-party sites you visit.
8. Disclaimers
THE SITE AND ALL CONTENT, MATERIALS, AND INFORMATION AVAILABLE THROUGH THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, CREDIMAX DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
Credimax does not warrant that:
- The Site will be uninterrupted, secure, or error-free.
- Any information on the Site is accurate, complete, or current.
- Defects in the Site will be corrected.
- The Site or the servers that make it available are free of viruses or other harmful components.
9. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CREDIMAX LLC, ITS MANAGERS, MEMBERS, EMPLOYEES, AFFILIATES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE SITE OR ANY CONTENT THEREON, EVEN IF CREDIMAX HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
In jurisdictions that do not allow the exclusion or limitation of certain damages, our liability will be limited to the maximum extent permitted by law. In no event will Credimax's total liability to you for all claims arising from your use of the Site exceed one hundred U.S. dollars (USD $100).
10. Indemnification
You agree to defend, indemnify, and hold harmless Credimax LLC and its managers, members, employees, affiliates, agents, and licensors from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, and fees (including reasonable attorneys' fees) arising out of or relating to:
- Your use of or access to the Site.
- Your violation of these Terms.
- Your violation of any applicable law or regulation.
- Any content you submit through the Site.
11. Governing Law & Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States of America, without regard to its conflict of law provisions.
Any dispute arising out of or relating to these Terms or your use of the Site shall first be attempted to be resolved through good-faith negotiation. If the parties cannot resolve a dispute informally within 30 days, the dispute shall be submitted to binding arbitration in Miami, Florida, in accordance with the rules of the American Arbitration Association (AAA), except that either party may seek injunctive or other equitable relief in a court of competent jurisdiction where necessary to protect intellectual property or confidential information.
You agree that any dispute resolution proceedings will be conducted only on an individual basis and not as a class, consolidated, or representative action.
12. Changes to These Terms
Credimax reserves the right to modify these Terms at any time. When we make material changes, we will update the "Last updated" date at the top of this page. Your continued use of the Site after any changes are posted constitutes your acceptance of the revised Terms.
We encourage you to review these Terms periodically to stay informed of any updates.
13. Contact Us
If you have any questions or concerns about these Terms of Service, please contact us at: